Terms & Conditions
Welcome to Genial Financial. By accessing or using our website located at https://genialfinancial.com (referred to as “the Site”), you agree to be bound by these Terms and Conditions. These Terms are intended to govern your use of the Site, any content, products, or services offered, as well as your relationship with Genial Financial. Please take the time to read these Terms carefully, as they contain important information regarding your legal rights and obligations. If you do not agree with any part of these Terms, you should refrain from using our Site or services.
General Use of the Site
Genial Financial provides this Site for informational, educational, and service-related purposes. You may access the Site and use its features subject to these Terms. Any unauthorized use of the Site may give rise to a claim for damages and may be a criminal offense under applicable law. We reserve the right to restrict access to portions of the Site, modify content, or discontinue services at any time without prior notice.
Your use of this Site must be for lawful purposes only. You agree not to misuse the Site by introducing viruses, attempting unauthorized access to servers or databases, interfering with its operation, or engaging in any activity that could damage, disable, or impair the Site’s functionality.
Eligibility
By using Genial Financial, you represent that you are at least eighteen years of age or the age of legal majority in your jurisdiction, and you have the full right, power, and authority to enter into these Terms and comply with all obligations set forth herein. If you are using the Site on behalf of a company, organization, or other legal entity, you represent and warrant that you are authorized to bind that entity to these Terms.
Modification of Terms
Genial Financial reserves the right to update or revise these Terms at any time. Any changes will be effective immediately upon posting on the Site, and your continued use of the Site constitutes acceptance of those changes. It is your responsibility to review the Terms regularly to stay informed of updates. If you do not agree to the revised Terms, you must discontinue use of the Site immediately.
Intellectual Property Rights
All content, trademarks, logos, graphics, text, images, audio, video, and software on the Site are the intellectual property of Genial Financial or its licensors. The Site and its content are protected by applicable intellectual property laws. You are permitted to use the content for personal and non-commercial purposes only. Any reproduction, redistribution, modification, or use of the Site’s content for commercial gain without prior written consent from Genial Financial is strictly prohibited.
You are granted a limited, revocable license to access and use the Site solely for its intended purposes. This license does not include the right to download, reproduce, resell, or exploit the content or services provided on the Site. Unauthorized use may result in termination of your access to the Site and legal consequences.
User Accounts
Certain features of the Site may require you to register and create an account. You agree to provide accurate and complete information during the registration process and to keep your account credentials secure. You are solely responsible for all activities that occur under your account. If you believe your account has been compromised, you must notify us immediately.
Genial Financial reserves the right to suspend or terminate your account at its sole discretion, with or without cause, and without prior notice if it believes you have violated these Terms or engaged in inappropriate conduct.
Financial Content Disclaimer
The information provided by Genial Financial is for informational and educational purposes only. Nothing contained on this Site constitutes investment, financial, legal, or tax advice. The Site’s content should not be interpreted as a solicitation, offer, recommendation, or endorsement of any financial products, securities, services, or strategies.
You are encouraged to seek independent professional advice before making any financial or investment decisions. Genial Financial does not guarantee the accuracy, reliability, or completeness of the information provided. Any reliance on the content of this Site is at your own risk.
Third-Party Links and Services
Our Site may contain links to third-party websites, services, or resources. These links are provided for convenience and informational purposes only. Genial Financial does not endorse, control, or assume responsibility for the content, policies, or practices of third-party websites. You acknowledge and agree that Genial Financial is not responsible for any damage or loss caused by your use of third-party services.
If you access third-party services through our Site, you do so entirely at your own risk and subject to the terms and conditions of those third parties.
Privacy Policy
Your privacy is important to us. The use of personal information is governed by our Privacy Policy, which can be accessed on the Site. By using our services, you consent to the collection, use, and disclosure of your personal data as described in the Privacy Policy. You are encouraged to review the Privacy Policy regularly to understand how your information is handled.
Limitation of Liability
To the fullest extent permitted by applicable law, Genial Financial, its affiliates, directors, employees, agents, or licensors shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use or inability to use the Site, reliance on the content, or engagement with third-party services. This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses, even if Genial Financial has been advised of the possibility of such damages.
Our total liability for any claims arising out of your use of the Site or services shall not exceed the amount you paid, if any, to access or use the Site.
Indemnification
You agree to indemnify, defend, and hold harmless Genial Financial, its affiliates, employees, directors, officers, and agents from and against any claims, damages, liabilities, costs, or expenses, including reasonable attorneys’ fees, arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.
No Warranties
The Site and its content are provided on an “as-is” and “as-available” basis. Genial Financial makes no representations or warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of harmful components.
You assume all risk for your use of the Site, including reliance on any content or services provided. Genial Financial does not guarantee that results obtained from the use of the Site will meet your expectations or requirements.
Service Availability
While we strive to keep the Site accessible and functional, Genial Financial does not guarantee uninterrupted service. The Site may be unavailable due to maintenance, technical issues, or other circumstances beyond our control. We will make reasonable efforts to restore access as quickly as possible but are not liable for any losses or inconvenience caused by downtime.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with applicable federal and state laws. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the appropriate jurisdiction. You agree to submit to the personal jurisdiction of these courts for the resolution of any disputes.
Termination
Genial Financial reserves the right to terminate or suspend your access to the Site, with or without notice, for any reason including but not limited to violations of these Terms. Upon termination, your right to use the Site will immediately cease, and you must destroy any downloaded or printed content obtained from the Site.
Entire Agreement
These Terms constitute the entire agreement between you and Genial Financial regarding your use of the Site and supersede all prior or contemporaneous communications, whether oral or written. If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Waiver
No waiver by Genial Financial of any provision or right under these Terms shall be deemed a continuing waiver or a waiver of any other provision. The failure to enforce any part of these Terms does not constitute a waiver of our rights to enforce them later.
Severability
If any part of these Terms is held to be unlawful, void, or unenforceable, that portion shall be deemed severable, and it will not affect the validity or enforceability of the remaining provisions.
Updates and Contact Information
Genial Financial may revise these Terms at any time by posting the updated version on the Site. It is your responsibility to check periodically for updates. Continued use of the Site constitutes acceptance of any changes.
If you have questions regarding these Terms, please contact us through our official website at https://genialfinancial.com. Your feedback and inquiries are important to us, and we are committed to addressing your concerns promptly.
Extended Provisions for Clarity and Compliance
To ensure transparency and compliance with applicable laws and industry standards, Genial Financial provides the following extended explanations for our users. These additional sections do not override the above Terms but serve to provide further clarity and context.
Accessibility of Information
We are committed to providing content that is accessible and understandable to all users. While financial topics can be complex, we strive to present information in a clear and accurate manner. Users are responsible for assessing whether the information is relevant to their particular circumstances.
Risk Acknowledgment
Financial markets and products carry inherent risks. By using our Site, you acknowledge that past performance is not indicative of future results, and no information provided by Genial Financial guarantees success in financial decisions. You should consider your own financial position, goals, and risk tolerance before acting on any information found on our Site.
Prohibited Uses
You agree not to use the Site for unlawful or prohibited purposes, including but not limited to fraudulent activities, data mining, spamming, or attempting to gain unauthorized access to our systems. Any misuse of the Site may result in termination of access and possible legal action.
Communication
By using the Site, you may receive electronic communications from Genial Financial, such as emails, updates, or notifications. These communications are considered part of your interaction with our Site. You may opt out of non-essential communications by following the unsubscribe instructions provided in our messages.
Copyright and Content Ownership
All proprietary rights remain with Genial Financial and our licensors. You may not claim ownership or authorship of any content from the Site. Requests for permission to use content in publications or other projects should be submitted through the contact information provided on the Site.
Third-Party Software and Tools
Our Site may integrate tools, plugins, or software developed by third parties. By using such features, you agree to comply with the licensing terms of those third parties. Genial Financial does not assume responsibility for the functionality, security, or performance of third-party integrations.
Security Practices
Genial Financial uses commercially reasonable measures to protect the integrity and security of the Site and user information. However, no system is entirely secure, and you acknowledge that transmissions over the internet may be intercepted or altered. You are responsible for maintaining the confidentiality of your login credentials and for promptly reporting unauthorized access to your account.
Force Majeure
Genial Financial shall not be liable for delays or failures in performance caused by events beyond our reasonable control, including but not limited to natural disasters, acts of government, labor disputes, power failures, internet outages, or cyberattacks.
Assignment
You may not assign or transfer your rights or obligations under these Terms without prior written consent from Genial Financial. We may assign or transfer our rights and obligations without restriction, provided it does not diminish your rights under these Terms.
Conclusion
These Terms and Conditions are designed to protect both our users and Genial Financial. By continuing to access and use https://genialfinancial.com, you confirm your acceptance of these Terms in full. Your trust is important to us, and we are committed to maintaining a transparent and responsible relationship with all users of our Site. Please review these Terms periodically, and do not hesitate to reach out if you have questions or need clarification regarding any provision.